Legal & regulatory information
These disclosures identify the institution responsible for this website and set out important conditions, risks and limitations applying to Nexcredit Capital products and digital services.
Institutional information
Nexcredit Capital is the trading name of NexCredit Capital, incorporated in Cayman Islands under registration number [NUMBER]. Our registered office is 62 Forum Lane, Camana Bay, Grand Cayman KY1-1201, Cayman Islands and our principal place of business is 62 Forum Lane, Camana Bay, Grand Cayman KY1-1201, Cayman Islands.
The Cayman Islands Monetary Authority (CIMA) is responsible for licensing and supervising banking business in the Cayman Islands. The banking services presented by NexCredit Capital include private and corporate current accounts, multicurrency accounts, international payments, debit and credit card services, term deposits, liquidity services and treasury coordination, in each case subject to client eligibility, approval and applicable product terms. The institution’s licence or reference number and official register entry will be added when confirmed.
Eligible deposits receive statutory preferential status in a winding up where the deposit-taking institution is incorporated in the Cayman Islands and holds a Category A banking licence. The preference applies up to CI$20,000 per eligible depositor, or its equivalent in another currency, subject to the Companies Act and its exclusions. This is not a general deposit-insurance guarantee.
Complaints may be submitted to the Client Service and Complaints Team at contact@nexcreditcapital.com, by telephone at [TELEPHONE], or by post to P.O. Box 30239, Grand Cayman KY1-1201, Cayman Islands. We acknowledge complaints within five business days and aim to issue a final written response within 30 business days. If a complaint remains unresolved, or no response is received within 30 business days, the matter may be submitted in writing to the Cayman Islands Monetary Authority. CIMA considers complaints from a regulatory and supervisory perspective and does not act as an arbitrator or award compensation.
Product disclosures
Availability, eligibility, charges and protections depend on the product, client circumstances and relevant jurisdiction.
Services are subject to residence, nationality, tax status, sanctions screening, due diligence, minimum relationship criteria and local-law restrictions. Customers remain responsible for independent legal and tax advice.
Interest rates, fees, minimum balances, withdrawal conditions and early-termination charges are set out in the applicable account terms and tariff. Foreign-currency balances may change in value when measured in another currency.
Exchange rates may include a margin. Transfers may incur our fees and charges imposed by correspondents or recipients. Cut-off times, value dates, cancellation rights and execution times vary by currency, destination and payment route.
Cards are subject to eligibility, approval, limits, fees, geographic restrictions and programme terms. The applicable issuer, network, interest rates, foreign-currency conversion, dispute rights, liability rules and benefits are stated in the card agreement.
Credit is subject to status, affordability and approval. The facility agreement states the interest basis, representative cost, fees, security, repayment obligations, default consequences and any early-repayment charges.
Investments can fall as well as rise and customers may lose capital. Past performance is not a reliable indicator of future results. Market, currency, liquidity, concentration and product risks are described before any investment decision.
Cover is subject to eligibility, underwriting, premiums, exclusions, limits, waiting periods and claims conditions. The relevant documents identify the insurer, intermediary status, cancellation rights and compensation arrangements.
Applicable fees and charges are disclosed in the relevant product terms, account agreement or transaction documentation before a customer commits to the service. Customers are responsible for taxes and reporting obligations applicable to them. Nexcredit Capital does not provide tax or legal advice unless expressly agreed in writing.
Website and digital banking
Website information is general and does not constitute personal financial, investment, tax or legal advice, or an offer where distribution would be unlawful.